The perfect insurance plan created just for your business.

view our business insurances

The perfect insurance plan created just for your family.

view our personal insurances

The perfect insurance plan created just for your business.

view our business insurances

The perfect insurance plan created just for your family.

view our personal insurances

The right insurance plan for your every need.

Personalise the right insurance for you.

It is our intention to provide you with the highest possible level of customer service at all times.

For more information, please get in touch by clicking the button below.


Trusted to provide

Clarke Jeffreys Insurance has been trusted to provide insurance solutions for businesses large and small for over 20 years in Herefordshire and beyond. CJ Insurance has never rested on its laurels; the business was founded by Jeff and Denise Clarke in 1993 in the spare bedroom of their home and rapidly grew, leading to Jeff taking their first office space, and quickly taking on 2 members of staff.

The first acquisition was of Martin Weller & Co, another independent broker.  The second acquisition was of AH Major and Co, a family run brokerage, led by John and Chris Major, who joined the CJ team and continued to look after the insurances of a wide range of business and personal clients, locally and beyond.

Jeff’s son James joined the business in 2000 as a Personal Lines Handler. Due to the office location in Hereford, 2005 saw James receiving a significant amount of enquiries from ex-Special forces who were moving into the private security sector and struggling to find anyone who understood the type of specialised insurance that they needed.


Keep up to date with what we're up to.

What do our clients have to say.

I initially took out my commercial insurance cover through CJ Insurance back in November 2021. Then recently my commercial cover was up for renewal, I was contacted again by Jay Laden from James office, he called to check my requirements hadn’t changed and then went and researched the best deal for me. Following this Jay confirmed the costs and arranged for the policy to be put in place, all along the process was smooth and gave me great confidence that I had the right policy in place at good value. Using a broker with the right expertise is always the best way to do things and allows us business owners to concentrate on what we do best. I wouldn’t hesitate in recommending CJ insurance to help with all commercial insurance needs.

Mark Meads

Village Financial

"I was introduced to CJ Insurance at an ‘Associates Seminar’ attended on behalf of my husband, an Independent Security Risk Advisor, who was deployed to Yemen at short notice. As a solicitor I am acutely aware of contract terms and have discovered that some overseas security risk management contracts can contain onerous indemnities and low levels of personal accident insurance cover, (fortunately not the case when he deployed to Yemen!) however this can be offset by cost effective insurance. I received comprehensive advice from James Clarke (MD). As is the nature of the beast with subcontracting, a lot of leg work is done prior to signing on the dotted line, but CJ Insurance produced multiple quotes in relation to multiple potential contracts. He took time to answer my queries and has been extremely timely, flexible and thorough. CJIB are able to provide cover for the most extreme hostile environments and I would recommend CJ Insurance without hesitation."

Vanessa Murtagh

Military Wives Choirs Foundation

"Very, very occasionally (I am sad to say) you meet an employee of an organisation that is helpful efficient, courteous and has technical knowledge that can be conveyed in plain English. Several years ago I had the good fortune to meet such a person in your Company. In a time , when it seems to me, everyone is quick to complain it is with great pleasure that I am able to express my thanks for great service. Thank You"

John B Balderson

Private Client

“ As a consultancy practice we need to have Professional Indemnity and Public Liability cover. One phone call to James and he managed to cut our premiums by half and sorted the whole thing out with the minimum amount of work our end. He also followed up with some clear directives as to what we needed to do to cancel our old policy and payment plan. As an added bonus it is a pleasure dealing with a local business on our door step!”

Sharon Kidson

Tim Kidson & Associates

"In an impersonal world, CJ Insurance stands out with absolutely exceptional customer service. We have used them for years and have always received prompt and welcomed guidance in meeting our insurance needs. They come very highly recommended!"


JB Gaynons Jewellers